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Easy Home - Islamic House Financing | Flexibility and Variety to meet requirements

Flexibility and Variety to meet your requirements
  1. Flexible Financing Tailored to Support You
  2. High financing amounts
  3. Adequate financing against property value
  4. Flexibility to make partial prepayments
  5. Minimal processing charges
  6. Affordable and competitive instalment amounts with a regular reducing monthly rental
  7. Rate relaxation for select MNCs & LCGs
  8. Quick Processing Time
    Absolutely hassle-free. Quick turn-around-times, with no burdensome complexity or excessive paper work. It is simple, halal, and easy! Click here for details
  9. Even the eligibility is Easy!
    We at Meezan Bank, as prescribed by Islamic Shariah, seek to guarantee equal access to financing for all qualified applicants, while ensuring that the qualification process is bias-free. Click here for details
  10. Non Resident Pakistanis
    Non Resident Pakistanis can apply with peace of mind for the fastest processing of their case.
 
Easy Home is a Shariah-compliant Home Finance facility! One that is comprehensive, affordable, and totally hassle-free. Meezan Bank is committed to meet our customers’ needs in a truly Shariah-compliant manner coupled with dedicated service excellence. Why not have the best of both worlds? Isn't that what you are working so hard for anyway?
Easy Home not only allows you to own your own home by paying easy installments but also keeps you safely away from interest based financing.

Easy Home works on a Diminishing Musharakah basis

With Easy Home you participate with Meezan Bank in joint ownership of your property, where the Bank will provide a certain amount of financing. You agree to a monthly payment to the bank of which one component is for use of the home, and another for your equity share. In fact, the total monthly payment is reduced regularly as your share in the property grows. When you have made the full investment, which had been agreed upon, you become the sole owner with a free and clear title to the property.
Financing in DHA Creek Vista
Creek Vista is a mega residential project of DHA comprising of high rise complexes equipped with all modern day facilities. Meezan Bank proudly announces to be the first Islamic Bank to extend Home Financing for purchase of apartments in Creek Vista.

*For details, please call our 24/7 call center or visit our Housing Hub nearest to you.

 
Meezan Bank's Remittance services are simple and reliable. They are available at your doorstep through a wide and efficient network of corresponding banks worldwide. Only the leading global financial institutions form this network of correspondent banks.

Advantages of Meezan Home Remittance:Quick Remittance in major currencies i.e USD, GBP, EUR, JPY, CHF, SGD, AUDEasy Guidelines for Money Transfer
If you wish to remit money to Pakistan, simply give instructions to your existing bank for money transfer by providing the name of your preferred Meezan Bank branch and beneficiary account number.
 
 Personal and Home Loans... Standard Chartered Pakistan Best Suited for Standard Chartered Home Loans gives you the unique feature of reducing your principal balance through partial and full pre-payments. We will disburse your loan within 15 days, provided that all the relevant documents are submitted on time.
Features Loan to value up to 60% of the property value.
Repayment tenor of 1 to 20 years in monthly installments.
To avail higher loan amount Standard Chartered Home Loans offers you the option of Clubbing the income of your spouse and blood relatives.
Financing of Up to PKR 30 Million
Markup rates for Mortgage Loan for Salaried is 1 year Kibor + up to 5% Margin
Eligibility Minimum Net Income as low as PKR 30,000 per month
Minimum age of the primary borrower should be >=25 years. In case of co-borrower the secondary borrower should be either >=21 if income is being clubbed or >= 18 if income is not being clubbed
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Best Suited for Standard Chartered Home Loans gives you the unique feature of reducing you principal balance through partial and full pre-payments. This allows you to reduce your overall mark-up costs as and when you have access to additional funds.
Features Loan to value maximum of up to 60% of the property value
Repayment tenor ranging from 1 to 10 years in monthly installments
Loan amount of up to PKR 3,000,000 to fulfill your requirements
To avail higher loan amount Standard Chartered Home Loans offers you the option of clubbing the income of your spouse and blood relatives
Markup rates for Mortgage Loan for Salaried is 1 year Kibor + up to 5% Margin
Eligibility Minimum Net Income as low as Rs. 20,000 per month
Age of the primary borrower should be >=25 years and <=65 or retirement age at the time of maturity of the loan.
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Best Suited for Swift Finance is an efficient, accessible and convenient way of meeting all your short-term liquidity needs.
Features Financing up to 85% of your collateral amount.
Avail facilities at the most competitive rates in the market.
Markup charged only on the amount utilized and only for the number of days it is utilized.
Get your financing amount disbursed into your account in 7 working days.
Eligibility -
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UBL Drive IMC Alliance     
Mark Up: Fixed Rate and Floating Rate (Consult your nearest UBL Branch or IMC Dealership for updated rates)
Minimum Equity: 20%
Tenure of Finance: Min. 1 Year & Max 5 Years
Processing Fee: Rs.4000/- + FED
Insurance Rates: Competitive Insurance Rates. (Consult your nearest UBL Branch or IMC Dealership for updated rates)
Priority Delivery: Fast Track Delivery          UBL Drive - Pak Suzuki Auto Finance Arrangement Program
Mark Up: Fixed Rate and Floating Rate (Consult your nearest UBL Branch or Pak Suzuki Dealership for updated rates)
Minimum Equity: 20%
Tenure of Finance: Min. 1 Year & Max 5 Years
Processing Fee: Rs.3000/- + FED
Insurance Rates: Competitive Insurance Rates. (Consult your nearest UBL Branch or Pak Suzuki Dealership for updated rates)
Priority Delivery: Fast Track Delivery          UBL Drive (Standard Product)           UBL Drive is a unique auto financing product which offers you features, options and flexibility unmatched by any other bank, because at UBL, You come first. Both Fixed and Floating rates are offered to our customers. Floating rate is linked with the KIBOR.      
New Car Financing      
UBL Drive allows you to drive away in your own car by making a down payment of minimum 20% and to top that with low monthly installments.
Pricing Plan (Fixed Rate)
Tenure                 1 to 2 years                   3 to 4 years                          5 years Rate                     19% - 20%               19.5% - 20.50%                  20% - 21%
Pricing Plan (Floating Rate)
1 year Kibor + 4.5% to 5.5%
* Floating rate is revised annually.
 Used Car Financing       With UBL Drive you can buy your favorite used car (up to 5 years old) at the most affordable rates.
Pricing Plan (Fixed Rate)
Tenure                   1 to 2 years                     3 to 4 years                     5 years Rate                        20% - 21%                  20.5% - 21.50%            21% - 22%
Pricing Plan (Floating Rate)
1 year Kibor + 5.5% to 6.5%
* Floating rate is revised annually.
Car Replacement Plan       Drive’s Car Replacement Plan is the slogan name for a premier auto financing product. Customers who intend to avail loan facility from UBL Drive under this variant can readily have their existing cars replaced after a year of financing.      
Product Features      
Free Tracking Device   Option will be provided to the customers on affordable rates. this will be done in collaboration with the insurance companies on our panel.
Zero Pre-Payment Penalty   No penalty will be charged from the customer if the loan is been paid off after a year. Payment Holidays   A unique concept whereby which payment breaks will be given to the customers on occasions such as Eid etc. Payment Holidays will be given once a year to the customers. Payment Flexibility   Whereby which the customer will be provided the flexibility to change the loan tenor, opt for partial payment of the outstanding principal amount. 
Insurance Options       UBL Drive offers you the following insurance options:       Comprehensive insurance Insurance financing for the first year Discounted rates with free tracking device    
Processing Charge       Processing charges as per Schedule of Charges.      
Contact Us       For more information, call us at 111-825-888 or visit our Web site at www.ubl.com.pk